Most often, the people who gain access to funding are the big farmers who in most cases do not really need the money. A series of government initiatives has still not made any impact as the farmers who need the funds are less likely to access the funds.
Also, international finance organizations that have the funds and are willing to lend out upwards of $100,000 which is outside the interest of the small holder farmers and Agric SME's who make up the large percentage of the Nigerian farmers.
How do we make funding accessible and affordable to the majority of farmers???
We will love to read your opinions and any experience you may have .